How to Grow Your Business Using Other's People's Money So You Can Grow Your Business

If you are a Hair Stylist, Make-up Artist, Esthetician, Lash Technician, Hair or skincare brand, Barber, Salon owner, Beauty Supply Owner, Or Anyone Business Owner. THIS IS FOR YOU!


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About the Challenge

Every year, millions of small businesses get denied financing without any real explanation for the reason.

If you’re one of those millions of entrepreneurs, you understand just how defeating and frustrating it is to receive a denial with no recourse.


Why was your application denied?


What can you do to improve your chances of getting approved?


Was there an issue with the application, your business structure, or your credit?


Will you get denied again in the future?

Your mind begins swirling with questions regarding your business’s ability to get the financing it needs to succeed.

Clearly, the application process for small business loans is flawed. But there is a solution.

Did you know that most lending institutions go through a structured 9-step Business Health check when determining whether or not businesses are eligible for loans?

At Biz Credit Talk, we’ve conducted in-depth research to determine the most common ways lenders and vendors look before giving out credits or loans.

Scheli Jones

Founder and owner of Hair Works Intl And Biz Credit Talks

I started my first business in 2005, it was a hair salon. I worked hard on my business and made a profit very quickly. When the time came for me to expand, I applied for a business loan, but to my surprise, my application was denied. I was told my business was not fundable. That was a shocker, after having a successful business for over 20 years it was deemed “Not Fundable”. With much research, I learned three important steps that I missed when setting up my business. These steps are key things banks and private lending institutions look for when considering you for a business loan, line of credit, or credit card. I took a step back and implemented these steps. The response was instantaneous. I was able to get business credit immediately after. The next step was to successfully go through the 4 tiers of business credit building and grow my lines of credit. This part can be very tough because it requires strategy time and attention to detail. Again, the results were jaw-dropping. However, I must admit the most difficult part was not having everything in one place. Building business credit gave me the leverage I needed to grow my business. I was able to hire a team to help me launch my vision without the worry of capital. I loved this process so much that I wanted to help other businesses. I started “Biz Credit Talks”, a company that helps people set up their business the right way so it has credibility. A creditable business will get business credit immediately, and you don’t have to use your personal credit. I implement the finance suite. This is a portal that takes you through all the steps needed to set up your business. It has everything in one place. If I can stop one person from going through the unnecessary drama I went through attempting to get funding for my business, it will be all worth it.


Our free 3-day course will provide you with all the 9 steps Business Health check you need to ensure your business is completely fundable. Plus insight on the 3 credit Bureaus and 1 huge bonus….

Once you’ve crossed off everything on this checklist, you can rest assured that your business looks safe for vendors.

You can apply with confidence for loans and lines of credit knowing your business is in a much better position to get approved.

We’ve already done all the hard work. All you have to do is run through the 9 steps Business Health check to make sure your business is in the best position to receive funding.

Hurry up! The free class is coming up soon, and we have limited spots. Join the waitlist today before it’s all full!​



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